2020 has been a tough year for everyone. While some have sailed through with not much impact on their financials, some lost their jobs creating a financial gap in their income and spending. One of the best financial tools that were available in such situations was financial apps that helped get an instant loan to finance any emergencies.
For 2021 too we should be prepared by knowing about the best and most popular finance apps in India which can help you get instant loans.
What are the Financial Apps?
With the changes in technology, the financial sector too is now available on your mobile phones with just a click. The financial apps help get access to all the financial services offered by various lenders at one place. For downloading Financial apps you need a App store like Google Play Store or AC Market. From the app store just search for the app you are looking for and download it.
How To Find The Most Popular Finance Apps Of 2021
If you are looking for the best apps available online for instant loans, then their parameters will ensure that the online loan app you choose is good:
- The app must be user-friendly and easy-to-navigate
- The app must be comprehensive to cover all important aspects yet easy-to-understand
- The app should have complete transparency about regulations and policies
- The app should display the contact information and address of the company
- The app should provide Customer support
- The app should have Testimonials & Reviews
Most Popular Loan apps
Fulfilling the above criteria, these are some loan apps that will fulfil your financial needs and offer you the best services.
Fullerton India’s Insta Loan App
A convenient loan option that helps both self-employed and salaried employees to finance their emergency, Fullerton India is the best instant loan app. It offers quick disbursal of the sanctioned loan amount to your registered bank account within 30 minutes* of loan approval.
Some of the features of the app are:
- Freedom to apply for the loan from anywhere in India at any time of the day.
- A hassle-free and simple documentation process.
- Completely digital application, with dynamic tracking status available.
- The complete process of loan is fast-tracked with the help of an app.
- You can track your loan application with the app.
Why Choose Fullerton India in 2021?
Fullerton India is a name synonymous with trust and integrity., With a decade of experience in the financial sector, Fullerton India has established its name as the go-to instant loan app. It offers an attractive and market-driven interest rate with flexible repayment options and well-rounded services. Some features of Fullerton India’s Personal loans are:
You can borrow up to Rs 25 Lakhs for an instant loan.
The interest rate starts from 11.99% and is dependent on the income of the applicant, credit score and age.
After approval, the amount is credited into the account in 30 mins.
Money Tap Loan App
Currently offering its services in limited metro cities like Delhi NCR, Mumbai, Bangalore, Hyderabad, and Chennai etc, Money Tap as the name suggests offers funds to applicants in just a tap. Offering loans at an attractive rate, Money tsp app is available both on Play Store and Apple Store.
EarlySalary Loan App
If you are someone who is facing a month end crisis, then an early salary is your solution. Anyone with a salary of over Rs 18,000 now can get a personal loan of up to Rs 2 lakh instantly with EarlySalary. Targeted mainly for individuals who do not have a credit history and thus cannot borrow from larger lenders. After proper documentation, one can avail instant loan within 10 mins of application submission.
KreditBee Loan App
Offering applicants loan up to Rs 2 lakh, Krditbee offers three types of loans; flex personal loans, online purchase loans, and personal loans for salaried people. You can easily borrow money for a period of 62 days to 15 months.
LazyPay Loan App
Offering credit between Rs. 10,000 to Rs. 1,00,000, this loan app is of great help while shopping from Zomato, Swiggy, Amazon or Flipkart, etc. and later you can pay with flexible EMI options.
Conclusion
There are multiple loan apps available in today’s times offering different services. However, it is important to choose the one which is trusted and offers you the best terms. This will not only help you in getting the best services but also ensure that your information is secured.